Strategy Rules & Thresholds

Set the parameters that control when the agent flags tax-saving opportunities for your clients.

🔄 Roth Conversion Rules

Max Bracket to Fill 32% Convert up to this federal bracket ceiling

Min Conversion AmountDon't flag conversions below this

Max Annual ConversionCap annual conversion recommendation

Look-Ahead Years 5 yrs Project conversion ladder out this many years

Consider IRMAA Impact

YesNo

Include Down-Market Trigger

YesNo

Min Unrealized Loss to FlagMinimum loss threshold before alerting

Wash-Sale Buffer

Harvest Frequency

Auto-Suggest Replacement Funds

YesNo

QCD Eligible Age 70½ Flag QCD opportunity at this age

DAF Bunching ThresholdSuggest bunching if annual giving exceeds this

Appreciated Stock Min GainSuggest stock donation if embedded gain exceeds

Flag Clients with No Charitable Strategy

YesNo

Flag Approaching RMD Within 5 yrs Years before RMD age to start planning

Withdrawal Ordering Preference

Tax-EfficientRoth-LastClient Preference

Include QCD/RMD Offset

YesNo

RMD Age Threshold

NIIT Flag Threshold (MAGI)Flag 3.8% surtax exposure above this

IRMAA Look-Back Medicare premium surcharge look-back period

AMT Exposure Screening

EnabledDisabled

Capital Gain Deferral MinimumMin gain to consider deferral strategy